Need an appraisal in Maple Grove or Hennepin County?

The top seven reasons why MN homeowners call on Derek Rizzo - www.twincityappraiser.com:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To lower a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a MN divorce, when real estate property needs to be divided
  7. Settle an estate in MN by determining the true market value of property in question

Own a house in or near Maple Grove, MN and need help deciding the price of it?
Contact Derek Rizzo - www.twincityappraiser.com.

We at Derek Rizzo - www.twincityappraiser.com understand the unique needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Derek Rizzo - www.twincityappraiser.com, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to remove PMI?

A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Derek Rizzo - www.twincityappraiser.com is seasoned in helping customers just like you delete unnecessary PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that's declining or not appreciating as much as other houses close by. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Derek Rizzo - www.twincityappraiser.com is your number one weapon.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Derek Rizzo - www.twincityappraiser.com can provide you with an expert appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.